The Spiritual Power of the Dance

The Spiritual Power Of Dance-by Gabrielle Roth

 The Spiritual Power of the Dance                     The Spiritual Power Of                                                  The  Dance!

                                      By Gabrielle Roth

Each of us is a moving center, a space of divine mystery. And though we spend most of our time on the surface in the daily details of ordinary existence, most us hunger to connect to this space within, to break through to bliss, to be swept away into something bigger than us.

As a young dancer, I made the transition from the world of steps and structures to the world of transformation and trance by exposure to live drumming. The beats, the patterns, the rhythms kept calling me deeper and deeper into my dance.

Being young, wild and free, it didn’t dawn on me that in order to go into deep ecstatic places, I would have to be willing to transform absolutely everything that got in my way. That included every form of inertia: the physical inertia of tight and stressed muscles; the emotional baggage of depressed, repressed feelings; the mental baggage of dogmas, attitudes and philosophies. In other words, I’d have to let it all go — everything.

At the time, I was teaching movement to tens of thousands of people and, in them, I began to witness my own body/spirit split. Between the head and feet of any given person is a billion miles of unexplored wilderness. I yearned to know what was going on in that wilderness, not only in me, but in everyone else as well.

And so, movement became both my medicine and my meditation. Having found and healed myself in its wild embrace, I became a mapmaker for others to follow, but not in my footsteps, in their own. Many of us are looking for a beat, something solid and rooted where we can take refuge and begin to explore the fluidity of being alive, to investigate why we often feel stuck, numb, spaced-out, tense, inert, and unable to stand up or sit down or unscramble the screens that reflect our collective insanity.

The question I ask myself and everyone else is, “Do you have                             the discipline to be a free spirit?”

Can we be free of all that binds and bends us into a shape of consciousness that has nothing to do with who we are from moment to moment, from breath to breath?

The Spiritual Power Of The Dance

 Dance is the fastest, most direct route to the truth — not some big      truth that belongs to everybody, but the get down and personal kind,    the what’s-happening-in-me-right-now kind of truth. We dance to  reclaim our brilliant ability to disappear in something bigger, something  safe, a space without a critic or a judge or an analyst.

 We dance to fall in love with the spirit in all things, to wipe out memory  or transform it into moves that nobody else can make because they  didn’t live it. We dance to hook up to the true genius lurking behind all the BS — to seek refuge in our originality and our power to reinvent ourselves; to shed the past, forget the future and fall into the moment feet first. Remember being fifteen, possessed by the beat, by the thrill of music pumping loud enough to drown out everything you’d ever known?

The beat is a lover that never disappoints and, like all lovers, it demands 100% surrender. It has the power to seduce moves we couldn’t dream. It grabs us by the belly, turns us inside out and leaves us abruptly begging for more. We love beats that move faster than we can think, beats that drive us ever deeper inside, that rock our worlds, break down walls and make us sweat our prayers. Prayer is moving. Prayer is offering our bones back to the dance. Prayer is letting go of everything that impedes our inner silence. God is the dance and the dance is the way to freedom and freedom is our holy work.

We dance to survive, and the beat offers a yellow brick road to make it through the chaos that is the tempo of our times. We dance to shed skins, tear off masks, crack molds, and experience the breakdown — the shattering of borders between body, heart and mind, between genders and generations, between nations and nomads. We are the transitional generation.

                                      Christ Vinyard Dance

This Is Our Dance!

This Is The Spiritual Power Of             The Dance!

10 Things to Know About Money After 50

10 Things to Know About Money After 50 Part 2

10 Things You Need To Know About                                  Your Money-Part 2  

                    This article was written by Rebecca Reisner                                                                        Posted I found this at LearnVest

6. Your life insurance needs may change

If your children are grown and independent, and if you have enough savings to provide for a spouse in the event of your death, you may decide that you no longer need as much term-life insurance coverage as you used to have, or you may need it only for a shorter period of time.

“In [your 50s], some of the heavy living expenses that life insurance provides for families in case of a premature death are lessened at that age,” Roberts says, so it may be a good time to reassess what costs you’d need insurance to cover.

That’s for term life insurance. Permanent life insurance—like a whole life policy, for example—has an added investment component that could potentially grow in value, and which you may be able to borrow against. Whether you decide to keep that type of policy will probably depend on whether you still see value in it as an investment vehicle, says William Bregman, a CFP® who practices in New York City.

For most people, however, term life insurance may be sufficient, and you can get coverage up until age 80. Whole life insurance generally is more often used if you’re concerned about estate taxes or want to leave behind a legacy for your family. Because permanent life policies are often more difficult to understand—and usually carry higher premiums—it’s important to consult with your insurance agent or a CFP® to determine whether a permanent life policy makes sense for you.

7. You don’t have to worry about Social Security collapsing

Yes, the Social Security Administration has stated that, by 2035, taxes will be able to cover only 75% of scheduled benefits. But older Americans have a brighter Social Security future than their younger counterparts. “Confidence that Social Security will continue to provide benefits that are at least equal to today’s value is higher among workers ages 45 and older than among younger workers,” according to EBRI’s 2014 Retirement Confidence Survey.

Why? Because even small tweaks to Social Security [policies] could secure it well into the future, according to Sylvia Allegretto, a labor economist with the Institute for Research on Labor & Employment at University of California, Berkeley. “Before the first Social Security check went out, people called for its demise, said it would fail,” says Allegretto. “Yet not one person has ever had a missed Social Security check.”

8. Retirement doesn’t mark the end of your career

Even when you call it quits from your current job, your knowledge and experience could still be in demand—and help earn you some additional money in your later years.

“I’ve had some nice good-news conversations with a client in his 60s, who found out he could retire right now if he wanted,” says Roberts. “He’s in the engineering profession and could easily do some additional consulting, which could add to savings.”

Indeed if you’ve had a long career in the knowledge sector—accounting, medicine, law, etc.—you could very well extend your working years with a consulting side gig. According to 2013 data from the Associated Press NORC Center for Public Affairs Research, 82% of Americans over the age of 50 expect to work in some capacity after retirement.

9. You can contribute more to retirement than you used to

Feel a little behind in your retirement savings? The good news is that turning 50 means you’re eligible to make a “catch-up contribution” of $5,500 to your 401(k) plan. That’s over and above the $17,500 that the IRS allows anyone younger than 50 to contribute to a 401(k) now.

You also get to play catch-up with your IRA too—you can contribute an extra $1,000, for a total of $6,500.

“At 50 you can still take great advantage of compounding interest in your retirement portfolio.”

10. It’s never too late to save for retirement

“At 50 you can still take great advantage of compounding interest” in your retirement portfolio, says Roberts. He notes that while you may have a different asset allocation than you would have had at, say, 30, the fact is that compound returns take effect no matter when you start.

LearnVest Planning Services is a registered investment adviser and subsidiary of LearnVest, Inc. that provides financial plans for its clients. Information shown is for illustrative purposes only and is not intended as investment, legal or tax planning advice. Please consult a financial adviser, attorney or tax specialist for advice specific to your financial situation. Unless specifically identified as such, the people interviewed in this piece are neither clients, employees nor affiliates of LearnVest Planning Services, and the views expressed are their own. LearnVest Planning Services and any third parties listed in this message are separate and unaffiliated and are not responsible for each other’s products, services or policies.

Your Company 401(k): A Retirement Triumph or Train Wreck?

Your Company 401(k): A Retirement Triumph or Train Wreck?

Corporate jobs used to bring cushy retirement checks to fund your golden years. But these days, private pensions—also known as defined benefit plans—are quickly becoming the stuff of legend. That’s left a lot of folks yearning for the past.

Some naysayers criticize the 401(k) as a “failed experiment” because it puts workers in charge of their own retirement destiny. Last we checked, being in control was a good thing! And now, there’s research to back it up: A recent study by the Employee Benefit Research Institute (EBRI) found that early savers end up with more money at retirement with a 401(k) than with a private pension.

So is it time to bid a fond farewell to days gone by?

Let Bygones Be Bygones

With a pension, your employer picks up the retirement tab, and you enjoy guaranteed income for the rest of your life. What’s not to love? The problem is it’s not yours—it’s theirs! So if your company goes broke or you lose your job, your nest egg is toast. That’s a risky way to plan for the future.

If you don’t think it can happen to you, ask an airline employee. Nearly 30% of the total pension default claims handed over to the Pension Benefit Guaranty Corporation belong to major airlines. United Airlines and US Airways both closed the books on their employee pension programs in the wake of the September 11 World Trade Center attacks, affecting nearly 180,000 current and former workers. Some pilots saw six-figure pensions shrink to a fraction of what was promised.

Of course, public pensions aren’t fail-safe either. The latest data from Governing Magazine reveals 38 municipalities have filed for bankruptcy since 2010. Local governments on the list include Detroit, MI; Jefferson County, AL; San Bernardino, CA; and Stockton, CA.

A Ray of 401(k) Hope

The past couple of decades have no doubt been a period of transition. With pensions on the decline and Social Security looking less than reassuring, workers have had to make the jump from sponsored to self-funded retirement plans. That shift happened mid-career for most Baby Boomers, so they haven’t had a chance to see their 401(k)’s full potential.

Millennials, on the other hand, have come into the workforce knowing retirement is up to them, and they’re off to a great start. Consider these stats from the TransAmerica Center for Retirement Studies:

—Two-thirds of Millennials expect to self-fund retirement, and 70% are already saving.

—Millennials set a precedent for saving early, starting at a median age of 22. That’s 13 years ahead of Baby Boomers.

—The typical Millennial saw their retirement savings increase from $9,000 in 2007 to $32,000 in 2014.

And that’s not all: According to the EBRI, low-income workers in their mid- to late-20s who invest in a 401(k) plan and remain eligible for 30–40 years could replace 15% more of their income at retirement. Those in the highest income quartile were on track to replace 44% more income at retirement!

Not sure this applies to you? This study was based on voluntary enrollment for millions of participants—and some participants chose not to contribute anything to their accounts. With automatic enrollment becoming the norm in more workplaces, those numbers are bound to go up!

Don’t Leave Your Future Up to Chance

If a pension is part of your retirement portfolio, you’re one of the lucky few. Just don’t rely on luck as your only source of retirement income. Take control of your future by investing 15% of your household income into tax-advantaged retirement accounts like a 401(k) or Roth IRA.

Here are a few strategies for success:

Talk to a pro. If you’re not an investment expert, that’s okay! Sit down with someone who is. A good financial advisor will take time to explain all of your options in terms you can understand so you can decide what’s right for you.

Find funds you’re comfortable with. Dave recommends good growth stock mutual funds for retirement investing. Look for funds with a long history of above-average returns, and spread them evenly across these four categories: growth, growth and income, aggressive growth and international.

Stay the course. If there’s one thing you can ex pect from the market, it’s that there will be ups and downs. But pulling investments at the wrong time can wreck your ability to retire with confidence. A trustworthy advisor can help you develop a plan and stick with it when short-term fears cloud your long-term vision.

Want a Free Consultation?

If you’re looking for advice you can trust, we can put you in touch with an advisor in your area who can put you on the road to success.

This article was written by Dave Ramsey, you can find out more about this subject by going to daveramsey.com